Your Credit Score Is Shaped by the Neighborhood Where You Grew Up
Thu, 17 Jul 2025 00:00:00 GMT
What helps poor kids grow up to make better decisions about money? A new study of 25 million people finds an unexpected answer.
The latest personal finance news, analysis and insights, covering retirement, how to manage your savings, tax guidance and more.
Thu, 17 Jul 2025 00:00:00 GMT
What helps poor kids grow up to make better decisions about money? A new study of 25 million people finds an unexpected answer.
Tue, 15 Jul 2025 23:10:00 GMT
U.S. defined-contribution plans held $12.4 trillion in assets at the end of 2024.
Tue, 15 Jul 2025 13:00:00 GMT
The details of these IRAs for babies changed significantly as they moved through Congress.
Mon, 14 Jul 2025 00:00:00 GMT
President Trump’s tax-and-spending law includes new restrictions on how much students can borrow and how they repay, as Republicans try to force colleges to curb their prices.
Sat, 12 Jul 2025 09:00:00 GMT
The top rate stays untouched, but investors in Opportunity Zones and startups get breaks.
Fri, 11 Jul 2025 09:30:00 GMT
Many filers won’t be able to take full advantage of expanded deductions in the recently passed tax law.
Tue, 08 Jul 2025 21:47:00 GMT
The 887-page law goes far beyond extending President Trump’s 2017 legislation.
Sun, 06 Jul 2025 19:19:00 GMT
The proposal, which Congress passed as part of the president’s tax-and-spending megabill, won’t eliminate taxes on tips entirely.
Fri, 04 Jul 2025 22:55:00 GMT
How parents, retirees, tipped workers, Medicaid recipients and others will be affected.
Fri, 04 Jul 2025 09:30:00 GMT
The just-passed tax-and-spending package provides certainty for filers for the first time in years.
Thu, 03 Jul 2025 21:46:00 GMT
Business owners continue to get the biggest tax benefit.
Mon, 07 Jul 2025 00:00:00 GMT
The yin of home and the yang of travel offer the perfect mix while we’re still healthy. Too much togetherness? Not for us.
Sun, 06 Jul 2025 01:00:00 GMT
Four people open up about their finances and how they spend their time.
Sat, 05 Jul 2025 14:00:00 GMT
Financial advisers say these books can show investors how to navigate volatility and keep a long-term perspective.
Wed, 04 Jun 2025 04:01:00 GMT
401(k) savings rates are just a shade below the commonly recommended 15% of income.
Wed, 14 May 2025 10:00:00 GMT
Wall Street firms are trying to put private credit, equity and real estate into the hands of individual investors.
Mon, 23 Jun 2025 20:36:00 GMT
The loan type has been growing rapidly, but the credit-scoring industry has puzzled over how to evaluate it.
Tue, 01 Apr 2025 13:00:00 GMT
The lender Affirm is beginning to report pay-in-four-installments loans to the credit bureau Experian.
Sun, 16 Feb 2025 02:00:00 GMT
Disputes over rent are playing out through negative marks on credit reports, rather than in courts of law.
Sun, 05 Jan 2025 02:00:00 GMT
The grade of financial health, once a figure tucked away on loan applications, has become an everyday obsession for more Americans.
Fri, 30 Aug 2024 04:01:00 GMT
Freezing your credit is a simple and free protection from identity thieves with few downsides.
Sat, 04 Jan 2025 13:00:00 GMT
I keep a tight rein on my spending throughout the year. But for my birthday, I focus on what I want, not just what I need.
Fri, 27 Dec 2024 08:21:00 GMT
A four-part podcast series that answers listeners’ questions about achieving their financial goals for 2025.
Fri, 06 Dec 2024 15:00:00 GMT
I can’t give something to everybody in my life. The trick is narrowing down the list—and keeping it all on budget.
Fri, 15 Nov 2024 02:00:00 GMT
As banks close branches, many are ditching a traditional service that they consider to be outdated.
Sun, 11 Aug 2024 16:00:00 GMT
Like so many millennials, I started saving late, and catching up hasn’t been easy.
Thu, 16 Jan 2025 19:08:00 GMT
Borrowers are still on the hook but might be able to pause payments.
Sun, 29 Sep 2024 01:00:00 GMT
Rents remain high, but not as high as mortgage payments.
Thu, 19 Sep 2024 16:37:00 GMT
Millions can potentially save money by refinancing, but many are waiting for rates to drop further.
Mon, 29 Apr 2024 09:42:00 GMT
Credit scores and other factors have a growing impact on borrowing cost.
Tue, 09 Apr 2024 18:53:00 GMT
With affordability expected to remain challenging for home buyers, experts say there are ways to ease the pain.
