WSJ.com : Personal Finance

The latest personal finance news, analysis and insights, covering retirement, how to manage your savings, tax guidance and more.


The Five Documents You Need to Have in Your Estate Plan

Tue, 28 Apr 2026 15:45:00 GMT

These will let you have a say in your medical care, as well as what happens with your assets after you die.

By: Robyn A. Friedman

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America’s Pandemic Car Bubble Is Now Trapping Buyers in Debt

Sun, 26 Apr 2026 02:00:00 GMT

The average amount a borrower with negative equity carries on a vehicle has jumped more than 40% since 2021.

By: Ryan Felton

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How to Keep Your Contractor From Walking Off the Job

Sat, 25 Apr 2026 16:00:00 GMT

The steps you can take before the work begins to protect your project and save you money.

By: Robyn A. Friedman

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An Inside Look at the Cost of Divorce

Sat, 25 Apr 2026 15:55:00 GMT

Financial infidelities, the post-marriage downshift, retirement after a split and more from our latest series.

By: Leigh Kamping-Carder

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What It’s Like to Retire in America After a Divorce

Sat, 25 Apr 2026 09:30:00 GMT

Four people open up to us about their post-divorce retirement finances and how they spend their time.

By: Veronica Dagher, Anne Tergesen, Annie Ng

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She Watched Her Parents Divorce. It Upended Her View of Money.

Fri, 24 Apr 2026 09:30:00 GMT

As a child, Olivia Kelly came to understand personal finances through the prism of her mother’s divorce. She took those lessons into her adult life.

By: Oyin Adedoyin, Annie Ng

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Now That You’re Done With Your Taxes, Here’s What to Know for 2026

Fri, 17 Apr 2026 09:30:00 GMT

Act soon to maximize benefits or minimize hits from last year’s tax changes, especially for charitable deductions, 529 accounts and withholding.

By: Laura Saunders

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On Trump’s List of Promises: Mass Pardons for Staffers

Fri, 10 Apr 2026 21:33:00 GMT

Plus, the U.S.-Iran talks are set to start tomorrow, and Gen Z socializes at barres, not bars.

By: Zlati Meyer

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The Tax-Saving Charity Funds Wealthy People Are Buzzing About

Mon, 06 Apr 2026 15:45:00 GMT

Donor-advised funds are allowing those giving to charity to get ahead of tax-law changes.

By: Miriam Gottfried

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Workers Are Claiming ‘No Tax on Overtime’—Maybe a Bit Too Much

Sat, 04 Apr 2026 15:45:00 GMT

Number of filers taking the new deduction surges past expectations, raising worries about overstated claims.

By: Richard Rubin, Ashlea Ebeling

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When Heirs Are Right to Say ‘Thanks but No Thanks’ to an Inheritance

Fri, 03 Apr 2026 09:30:00 GMT

Disclaimers are one way to tackle tax problems and family wealth-planning issues posed by inherited IRAs.

By: Laura Saunders

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Americans Are Losing Confidence in Having Enough for Retirement, Survey Says

Tue, 21 Apr 2026 10:00:00 GMT

Poll shows the lowest confidence in nearly a decade, partly because of concerns about inflation and government programs on which retirees rely.

By: Anne Tergesen

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How Well Do You Know Your 401(k)s, 529s and HSAs? Take Our Quiz

Sun, 19 Apr 2026 16:00:00 GMT

With the Trump account, a new tax-advantaged savings account, coming soon, there’s no right or wrong answer about which one is best. Test your knowledge about how they work.

By: Anne Tergesen

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4 Financial Scams Targeting Seniors to Watch For

Sun, 19 Apr 2026 13:00:00 GMT

Swindlers have stepped up their game with artificial intelligence and deepfakes to steal older Americans’ money and personal information.

By: Lori Ioannou

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Which Retirement Account Is Best for Your Savings: Traditional or Roth?

Fri, 17 Apr 2026 14:00:00 GMT

Financial pros typically recommend an even split between the two. We put that to the test.

By: Derek Horstmeyer

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What to Know About Including Annuities in Your 401(k)

Wed, 08 Apr 2026 14:00:00 GMT

As more retirement plans offer annuities, savers are weighing the pros and cons of these sometimes-complex investments.

By: Debbie Carlson

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For Young Adults, a Credit Score Is a Mystery—Until It Suddenly Matters

Tue, 03 Mar 2026 16:10:00 GMT

The ebbs and flows of a score can be confusing, so accepting and understanding them is key.

By: Julia Carpenter

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How Trump’s Cap on Credit-Card Rates Would Reshape the Rewards World

Tue, 13 Jan 2026 17:00:00 GMT

The president’s proposed limit could intensify competition for premium-card holders.

By: Imani Moise

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What 10% Credit-Card Rate Cap Would Mean for Your Wallet

Mon, 12 Jan 2026 13:40:00 GMT

President Trump’s call for a cap promises to save Americans billions in interest but also can lead to tightened access to credit.

By: Veronica Dagher

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New Debit Cards Have an Unexpected Feature: Rewards

Fri, 05 Dec 2025 17:00:00 GMT

A new crop of cards come with cash back, miles and airport-lounge access.

By: Imani Moise

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Block to Show Its Version of Credit Scores to Cash App, Afterpay Users

Wed, 19 Nov 2025 19:11:00 GMT

The company doesn’t share its consumer data with the traditional credit-reporting system.

By: Imani Moise

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Gen Z Is Trading the Neighborhood Bar for the Spin Studio

Fri, 10 Apr 2026 16:00:00 GMT

Twenty-somethings are drinking less, exercising more—and changing the way they socialize with others.

By: Oyin Adedoyin

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Financial Discipline Is an Easy Resolution to Make, but a Hard One to Keep

Tue, 30 Dec 2025 18:00:00 GMT

We all say we want to save more and spend less. The key is to think more broadly.

By: Annabelle Williams

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He Works Full Time and Goes to College. Is He Saving Enough?

Tue, 14 Oct 2025 16:00:00 GMT

Will West wants to get a master’s degree and then own a house within 10 years. A financial adviser weighs in.

By: Lisa Ward

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The One Day a Year I Spend a Lot of Money

Sat, 04 Jan 2025 13:00:00 GMT

I keep a tight rein on my spending throughout the year. But for my birthday, I focus on what I want, not just what I need.

By: Cordilia James

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Money Moves for the New Year: Setting and Keeping Your Personal-Finance Goals

Fri, 27 Dec 2024 08:21:00 GMT

A four-part podcast series that answers listeners’ questions about achieving their financial goals for 2025.

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Will a 50-Year Mortgage Make Homes More Affordable? Here’s How It Would Work.

Mon, 10 Nov 2025 20:14:00 GMT

A mortgage this long would reduce a home buyer’s monthly payments, but the interest owed would be much higher.

By: Rebecca Picciotto, Nicole Friedman

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Mortgage Refinancing Starts to Thaw as Rates Trend Down

Sun, 31 Aug 2025 01:00:00 GMT

With the average 30-year fixed mortgage rate at a 10-month low, homeowners with high-rate mortgages are starting to get excited about refinancing

By: Ben Eisen, Veronica Dagher

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What Happens When Your House Burns Down and You Still Have a Mortgage?

Thu, 16 Jan 2025 19:08:00 GMT

Borrowers are still on the hook but might be able to pause payments.

By: Gina Heeb, Ben Eisen

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Rent or Buy? How Falling Mortgage Rates Change the Math

Sun, 29 Sep 2024 01:00:00 GMT

Rents remain high, but not as high as mortgage payments.

By: Veronica Dagher

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Should You Refinance Your Mortgage? The Fed’s Big Cut Changed the Math

Thu, 19 Sep 2024 16:37:00 GMT

Millions can potentially save money by refinancing, but many are waiting for rates to drop further.

By: Veronica Dagher

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